Think Money

General information

Staying in control of your cash is easy with the thinkmoney Managed Current Account.

Control your day to day spending
We set aside the money you need for your bills, and the rest goes on your thinkmoney PrePaid Debit card Mastercard®, so you know exactly what’s yours to spend.

No unexpected fees or charges
No bounced Direct Debit fees from us, we won’t charge you to withdraw and you won’t get any nasty surprises.

Money Managers to help you budget
They’ll help you budget for your monthly bills and answer any questions you have. Oh, and they’re UK based.

Help boost your credit rating
Never missing a bill helps improve your credit rating. A better credit rating means better deals if you borrow money in the future.
You can apply for credit 3 months after you open a Managed Current Account.

Personal Loans from £500 to £1,200
Borrow for 6 or 12 months and repay in monthly installments.

Up to £400 short term credit
Upgrade to thinkmoney Managed Current Account Plus and get access to a credit facility of up to £400.

thinkmoney Prepaid Travel Mastercard®®

An easy way to budget for your holiday spending, you can pre-load your travel card online with Euros or Dollars. It can be used in stores or at ATMs wherever you see the Mastercard® logo.**

We’ve designed an account to work around you.

Control your account, 24/7
Stay on top of your cash with our iPhone and Android apps, or log into our Online Account Management.

Pay in at 11,000+ Post Offices®
We’ve teamed up with the Post Office so you can pay in and withdraw at any branch.

PrePaid Debit Mastercard®®
If you see the Mastercard® logo, you can use your card. And that’s anywhere in the world!

The cost
Our account costs £17.50 a month or £24.50 a month for joint accounts.

* Think Money Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Register No.900033) for the issuance of electronic money and provision of payment services.
Think Money Limited is authorised and regulated by the Financial Conduct Authority for its consumer credit and insurance and mortgages mediation activities(Firm Reference No. 685963 register.fca.org.uk/)
The thinkmoney Prepaid Debit Mastercard® is issued by Think Money Limited pursuant to licence by Mastercard®® International Incorporated. Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.

** thinkmoney Prepaid Travel Mastercard®® offers you all the security that goes with Mastercard® Card. You can use your Chip & Pin card safe and securely, with millions of merchants worldwide. As long as they’re displaying the Mastercard® Acceptance Mark. Applicants must be UK residents aged 18 and older. Unlike credit or debit cards, with prepaid travel cards, you are encouraged to only spend what you load onto it - as you’d do with a pay-as-you-go mobile. If you need to top up, you can, easily, just by accessing your online account. Each time you use your prepaid card, either in a store, or at an ATM, this amount will be deducted from your balance. You just need to top up as and when you need. For full T&Cs, clickhttps://travelcard.thinkmoney.co.uk/termsandconditions
If you’ve any queries, simply log into Online Account Management and follow the link. Or give us a call on Call: +44(0)1753 775 071
Phone lines are open 9am-6pm Mon-Fri, excluding public holidays. Calls are charged at standard network rate - and may cost more from a mobile.

Calls may be recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at local rate. Please check with your network provider for details on your call package.
Lost or stolen card? Call us on +44 (0)1159 577420 or report it via Online Account Management.
Phone lines are open 24/7.

Mastercard® and the Mastercard® Brand Mark are registered trademarks of Mastercard® International Incorporated.

*** Monthly account management fee payable. Only available to UK residents aged 18 or over. Proof of identity and address verification is required.

Additional fees with some ATMs and use overseas may apply.

****Four star accreditation from the FairbankingFoundation for the thinkmoneyManaged Current Account.
Think Money Limited. Registered Office: Think Park, Mosley Road, Trafford Park, Manchester, M17 1FQ. Company Registration No. 5530040. Registered in England and Wales.

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