Emerald Finance

General information

EMERALD FINANCE

Established in 2005, Emerald Finance provides professional financial advice and services to individuals and businesses in and around Worthing. We are fully independent and have access to the whole of the mortgage market. Emerald Finance's professional advisers take pride in providing every client they meet with the very best financial advice for each individual client's specific needs.

OUR SERVICES

Offering expert advice on a wide range of financial products and services, Emerald Finance can offer assistance in the following areas:

* Mortgage Advice
* Insurance Advice
* Equity Release Advice
* Wills, Trust and Funeral Planning
* Business & Commercial Finance
* Commercial Insurance and Key Man Insurance
* And more!

Contact the independent financial advisors at Emerald Finance today for a FREE, no obligation quotation or financial review on 0800 0121 033, or email at info@emeraldfinance.co.uk.

MORTGAGES

All our advisors will always carry out a thorough financial review to enable them to assess and source the very best deal available for our client's personal needs. As an independent advisor we can look at the whole market and ensure that our clients get the mortgage that best suits them. Where clients have been struggling we will liaise directly with underwriters to smooth the application through where normally it may fail. Areas covered are:

* Mortgages for First Time Buyers (including Guarantor mortgages)
* Home Movers (to minimise penalties and costs when moving home)
* Remortgages (when your existing deal comes to an end)
* Buy To Let (whether your first investment property or managing a wide portfolio)
* Commercial (business premises)

INSURANCE

At Emerald Finance we will always recommend that our clients have the correct protection in place, and that it is structured correctly. This ensures that the home is protected, and that whatever happens in the future our client can afford the mortgage payments. Should a client pass away or suffer a critical illness then the mortgage can always be repaid in full. Trust planning is also utilised to ensure that the funds are realised within weeks as opposed to months where probate or letters of administration have to be obtained.

* Life Insurance
* Life and Critical Illness Insurance
* Permanent Health Insurance
* Accident, Sickness & Unemployment Insurance
* Buildings & Contents Insurance

EQUITY RELEASE

This provides home finance for those in retirement. Today many still have a mortgage or debts when they retire and Equity Release offers a way for clients to retire when planned in a more affordable manner, and with some of the schemes with no monthly payment to be made.

* Retirement Home Plan Mortgage
* Lifetime Mortgages
* Home Reversion Plan

COMMERCIAL

Whether looking to purchase your first commercial property, remortgage your current one or provide the related commercial insurances we can help.

* Commercial mortgages - from a selection of lenders
* Buildings and Contents Insurance (including stock etc)
* Key Man Insurance (to enable the business to repay a widow/er to ensure business continuity)

Don't delay, call us today on 0800 0121033 or email info@emeraldfinance.co.uk for a free, non obligation financial review.

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Emerald Finance UK is a trading name of Choices Your Mortgage Solutions Limited which is authorised and regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We normally charge for mortgage advice, however this will be dependent on your circumstances. Our typical fee is £995.

Certain Equity Release Plans will reduce the value of your estate and may affect your entitlement to state benefits. To understand the features and risks please ask for a personalised illustration. We normally charge a fee for equity release advice, however this is dependent on your circumstances. Our typical fee is £995.

Some of the services shown are not or may not be regulated by the Financial Services Authority.