Spires Independent ltd

General information

As Independent Financial Advisers, we are free to advise on financial products available from all product providers. We use advanced software to research, compare and select the most suitable products and services currently available. Combined with our technical expertise and experience, this enables us to deliver financial solutions which are cost-effective and maximise the potential benefits to our clients.

You will get our help to review your current and projected financial situation leading to a realistic assessment of your likely needs. For this, you’ll need to set aside some time to talk to us – the first consultation is free. There’s no charge, and no obligation while we find out how best we can work together.

Depending on your instructions we will carry out a more detailed needs analysis based on your current situation, and taking into account any specific plans and for targets you may have. We will then advise you, regardless of whether your objectives are specifically short term or perhaps long-term like planning for retirement.

When a number of different actions are recommended, you’ll also have our help in deciding your priorities. And of course, our recommendations will be sensibly balanced in relation to your current income and future prospects.

When a number of different actions are recommended, you’ll also have our help in deciding your priorities. And of course, our recommendations will be sensibly balanced in relation to your current income and future prospects.

In almost all cases we are able to obtain terms or gain access to products which clients would be unable to do for themselves. All our proposals will be fully explained, set out in a written report and costed so that you’ll have full information before deciding on a course of action.